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Driving Without Insurance – NJSA 39:6B-2

In New Jersey, Driving Without Insurance carries extremely harsh penalties. N.J.S.A. 39:6B-1 requires every owner or of a vehicle registered or principally garaged in NJ to carry motor vehicle liability insurance coverage.

N.J.S.A. 39:6B-2 provides that any owner or registrant of a motor vehicle required to carry insurance under 39:6B-1 who operates or causes to be operated a motor vehicle upon any public road or highway in the State without such insurance is in violation of the statute. It also provides that any driver who operates a motor vehicle who knows or should know from the circumstances that it is uninsured is in violation.

NJ MVC penalties

A first time violation of NJSA 39:6B-2 – Driving Without Liability Insurance includes a fine between $300 and $1,000.00, community service, DMV surcharges of $250 for three years, and a mandatory license suspension of one year. There are also court costs and fees that are required to be paid in addition to the penalties listed above.

A second offense carries with it a fine of up to $5000.00, a mandatory jail sentence of 14 days, 30 days community service, and a license suspension for two years. The license is not automatically returned after that date and the violator must make application to the Director of the Division of Motor Vehicles for reinstatement.

The Law Firm of Richard Huizenga is here to help

Because receiving a violation NJSA 39:6B-2 – Driving Without Liability Insurance can be very serious, you should get an experienced New Jersey traffic ticket lawyer as soon as possible. Contact The Law Firm of Richard Huizenga who specializes in New Jersey traffic ticket law at (732) 500-4688 for a free consultation.